The Global Treasury is a core profit center of the bank encompassing Sales and Trading businesses as well as a dedicated Asset & Liability Management (ALM) unit. Global Treasury plays a key role in Pakistan’s domestic markets. As an Authorized Dealer for Foreign Exchange, a Primary Dealer for Government Debt, and as an Authorized Dealer for Derivatives, Global Treasury is a dominant force in the domestic FX, Fixed Income, and Derivatives markets.
HBL has the largest Corporate Banking portfolio in Pakistan coupled with the most active and largest Investment Bank in Pakistan. Our Corporate & Investment Banking Group is a leading provider of financial services to top-tier multinational and local clients across the country.
The Innovation and Financial Inclusion Group focuses on overall digital transformation of HBL. It aims to transform our customer's banking experience through technological innovation, business model redesign and development of new channels, also to tap the unbanked segments.
HBL is committed to understanding financial needs, aspirations and dreams of the masses. HBL Consumer Banking is the fastest growing business in the industry, serving many individuals across the nation. Consumer Banking at HBL caters to various personal needs for different types of customers.
HBL Branch Banking consists of diverse business areas which leverage HBL's distribution network. These businesses include Retail Products, Rural Banking, Retail Lending, Commercial Banking and the overall branch network of the bank. This group constitutes the core business and sales arm of the bank.
As the largest private bank in Pakistan, our people work in diverse teams and business areas to solve exciting challenges and deliver exceptional value to our clients. Explore our functions further below to see where you fit!Explore all Functions