Our Featured Functions


Treasury & Global Markets

Treasury & Global Markets is a core profit center of the bank encompassing Sales and Trading businesses as well as a dedicated Asset & Liability Management (ALM) unit. The function plays a key role in Pakistan’s domestic markets. As an Authorized Dealer for Foreign Exchange, a Primary Dealer for Government Debt, and as an Authorized Dealer for Derivatives, Treasury & Global Markets is a dominant force in the domestic FX, Fixed Income, and Derivatives markets

Corporate, Commercial & Investment Banking

HBL has the largest Corporate Banking portfolio in Pakistan coupled with the most active and largest Investment Bank in Pakistan. Our Corporate, Commercial & Investment Banking Group is a leading provider of financial services to top-tier multinational and local clients across the country.

Innovation and Financial Inclusion

The Innovation and Financial Inclusion Group focuses on overall digital transformation of HBL. It aims to transform our customer's banking experience through technological innovation, business model redesign and development of new channels, also to tap the unbanked segments.

Consumer, Rural & SME Banking

HBL is committed to understanding financial needs, aspirations and dreams of the masses. HBL Consumer, Rural and SME Banking is the fastest growing business in the industry, serving many individuals across the nation. The function caters to various personal needs for different types of customers.

Branch Banking

HBL Branch Banking consists of diverse business areas which leverage HBL's distribution network. These businesses include Retail Products, Sales Management and the overall distribution network of the bank. This group constitutes the core business and sales arm of the bank.

Explore our Functions

As the largest private bank in Pakistan, our people work in diverse teams and business areas to solve exciting challenges and deliver exceptional value to our clients. Explore our functions further below to see where you fit!

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