The Development Finance Group (DFG) is a new function initiated by HBL. It is mandated to design and implement interventions targeting Pakistan’s Agriculture and SME sectors, and in the process, uplift the underserved and exploited farmers of the country.

DFG facilitates the farmers through in-kind loans, and help them become better producers and efficient sellers. This is achieved by engaging the complete agriculture value chain: by providing the farmers with high quality inputs, modern mechanization and better agronomic advisory; and connecting the farmers with the bulk processor of their crop produce. In parallel, along with improving the economic conditions of the financed farmers, DFG also makes profits for the Bank, thus creating a double bottom-line impact.